The debtor lives in Poland, but the debt arose in the UK. Start with your documents and establish whether you already have a judgment. Where the debtor lives, where their assets are located and the type of claim can raise different legal questions. Requires individual legal assessment.
Step 1. Organise the facts
Check who entered into the contract, how much remains unpaid and what evidence you have. Read Debtor moved from the UK to Poland.
Step 2. Choose a guide based on your documents
- I have a UK judgment: assessing recognition and enforcement in Poland.
- I do not have a judgment: evidence, jurisdiction and applicable law need assessment.
There is no universal sequence of “Polish electronic payment proceedings → judgment → bailiff” for every UK–Poland debt. Requires individual legal assessment.
Step 3. Compare costs with your objective
Read UK–Poland debt recovery costs. Knowing where someone lives is not proof that they have assets. A judgment does not guarantee payment. Requires individual legal assessment.
Step 4. If another country is involved
Read Why the European country matters. Assistance must be confirmed individually; coverage of every country is not assumed.
Contact
Contact TwojaSprawa with a brief outline. Start by establishing the scope of possible assistance. Share the debtor’s details and documents only through an agreed secure channel. Requires individual legal assessment.
Related guides
- UK judgment or CCJ: can you pursue payment in Poland?
- Polish company has not paid your invoice? First steps for UK businesses
- UK–Poland business contracts: governing law and jurisdiction
Can a debt be “transferred”, and how long does it take?
Cross-border recovery, recognition and enforcement of a foreign judgment, and assignment of a claim are different questions. We do not promise an automatic debt transfer or identify one statute that works for every case. A lawyer may need to assess domestic rules and relevant international instruments, including Hague conventions; applicability is case-specific. Assignment concerns separate arrangements changing the creditor and does not replace assessment of how payment can be pursued.
An overall duration has not been established. Stages may include preparing records, individual assessment, agreeing the next step, possible payment proceedings or recognition/enforcement of a judgment, and further action concerning assets. Service, a disputed claim, translation, court workload and the debtor’s circumstances can affect progress. Ask the provider for a case-specific estimate of each stage after the documents have been reviewed; it is not a guaranteed recovery date. Requires individual legal assessment.
About this information
Educational material, not legal advice. TwojaSprawa is an information and coordination platform, not a law firm or debt collection agency. We do not advise on UK law or conduct UK proceedings. Legal assistance in Poland requires a regulated Polish lawyer and confirmation of scope. Recovery and completion dates are not guaranteed. Legal details require individual verification; AI checks are not a lawyer’s approval. A provider and service scope for this category have not yet been confirmed.